Published: 2019-04-08   Views: 64
Author: owenthomson9
Published in: Business
Tarjetasdecredito.us  Cuáles Son Los Beneficios De Tener Tarjetas De Crédito

Un elevado porcentaje de personas en los Estado Unidos usan tarjetas de credito. Esto se debe a quelas mismas, tienen mayores ventajas que otras formas de pago. Sin embargo, muchas personas aún no se animan a solicitarlas por temor a endeudarse.

No obstante, si tienes disciplinacon tus gastos, puedes aplicar atarjetas de creditoy obtener grandes beneficios. A continuación te diremos los beneficios que tendrás al usar una tarjeta de crédito. 

Beneficios al usar tarjetas de crédito

Distribuyes tus consumos

No te pierdas el beneficio de distribuir el monto elevado de una compra, en diversos pagos mensuales. Si tienes una emergencia y requieres comprar algo costoso tus tarjetas de credito te sacan de apuros.

Compras protegidas

Es excelente en caso que compres un producto y el mismo tiene defectos. Es posible reclamar el costo del artículo al emisor de tu tarjeta de crédito. Además, si fueses víctima de fraude con este medio de pago, puedes pedir un reembolso.

Programas con múltiples recompensas

Al efectuar consumos con tu tarjeta de credito usa, puedes acumular puntos. Que puedes canjear por millas de vuelos aéreos, alquiles de autos, compras de comestibles, etc.

Mejora tu historial crediticio

Si tu historial crediticio no es el mejor, intentaaplicar a tarjetas de credito. Mejoras tu situación financiera y aprendes a crear buenas  prácticas de endeudamiento. Si pides créditos con moderación y pagas a tiempo. Tu informe crediticio mejorará y tendrás una reputación de crédito aceptable.

Seguro para viajeros totalmente gratis

Eres un viajero permanente, con tus tarjetas de credito puedes tener un seguro de viaje. Las tarjetas con este beneficio son muy populares y solicitadas.

Compras online

Gracias a las políticas de seguridad, es posible hacer compras en línea con la tarjeta de credito usa. Ya que, las mismas cuenta con sistemas de protección contra fraudes informáticos.

Más seguridad con menos efectivo

Usartarjetas de credito, evita que cargues efectivo. Si eres víctima de un robo, tu tarjeta puede ser cancelada rápidamente. En cambio, el efectivo es imposible de recuperar.

Para finalizar, usa con sensatez tus tarjetas de credito, no gastes demás. De esta manera, podrás tener disponible un instrumento financiero con grandes beneficios, que te ayudará a construir tu historial crediticio.

Para mas informacion, visite aquí http://tarjetasdecredito.us/

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